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An ISA (Individual Savings Account) is a savings account available to UK residents on which the return is tax-free and which need not be declared on the investor’s tax return. All income (dividends and interest) and all capital gains within the account are free of tax. For the current year, 6 April 2024 to 5 April 2025 the overall investment limit is £20,000 (excluding the British ISA which has a separate £5,000 limit).

 

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Guidance Offline

We have removed all guidance articles and webinars/seminars to review and make updates where necessary to reflect changes to legislation announced in the Budget on the 30th October. The updated articles will return shortly. If you have any queries in the meantime, please contact Niall Allardice at n.allardice@fundsmith.co.uk.