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An ISA (Individual Savings Account) is a savings account available to UK residents on which the return is tax-free and which need not be declared on the investor’s tax return. All income (dividends and interest) and all capital gains within the account are free of tax. For the current year, 6 April 2026 to 5 April 2027 the overall investment limit is £20,000.

A Junior ISA, or JISA, is a tax efficient savings account for children resident in the UK, taken out and managed by a parent or legal guardian on the child’s behalf; the money belongs to the child and all income and capital gains are free of UK tax and do not need to be declared on a tax return, and for the current tax year, 6 April 2026 to 5 April 2027, the annual subscription limit is £9,000 per child.

 

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Citywire - Under the spotlight: are low cost managers adding value?

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By Citywire, Annabelle Williams

 

 

 

The retail distribution review (RDR) and the
transparency it will bring has caused the underlying costs of funds to come the
fore and led to the launch of a string of investment houses predicated on
offering lower-cost models...

Click here to read the article in full. 

 

 

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