Guidance

If you need to drawdown from an investment portfolio, how do you decide what level of draw is sensible and sustainable?  In part one of this webinar, we examine one of the main ‘rules’ and some of the risks that are underappreciated.

In part two of our retirement income webinar, we look at options for drawing income from pensions and discuss why tax efficiency, especially in the early years, may be important when considered alongside safe withdrawal rates.

Inheritance tax or estate planning?  In this seminar, we discuss why planning isn’t solely around trying to reduce any tax liability by taking a high level look at IHT and some of the issues.

The upcoming changes to capital gains tax (CGT) provided a good opportunity to inform investors of these changes and, at the same time clarify some aspects of CGT when it comes to calculating gains. The fund update looks to cover recent performance and remind investors of what Fundsmith see as a 'good company', the most important aspect of our investment philosophy.

Issues with CGT often impedes planning for IHT.  Here we look at how the issue of large gains can be overcome when combined with IHT planning.

The type of tax wrapper you choose can significantly enhance or impede your ability to plan and react.  Where might an offshore bond fit in?

Fundsmith investors tell us that Inheritance Tax (IHT) is an area of growing concern.  One vehicle that may helpful when planning around this topic is a trust.  Trusts have been available for hundreds of years yet remain shrouded in mystery for the majority.  This presentation looks to introduce trusts and at some of the most common types and their uses.

Exactly how will HMRC tax the most commonly held wrappers?

Giving your assets away can reduce the IHT liability if done correctly.

How big is your IHT liability and how will it be paid?

‘Unseen’ taxes taken from your portfolio.