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An ISA (Individual Savings Account) is a savings account available to UK residents on which the return is tax-free and which need not be declared on the investor’s tax return. All income (dividends and interest) and all capital gains within the account are free of tax. For the current year, 6 April 2026 to 5 April 2027 the overall investment limit is £20,000.

A Junior ISA, or JISA, is a tax efficient savings account for children resident in the UK, taken out and managed by a parent or legal guardian on the child’s behalf; the money belongs to the child and all income and capital gains are free of UK tax and do not need to be declared on a tax return, and for the current tax year, 6 April 2026 to 5 April 2027, the annual subscription limit is £9,000 per child.

 

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Morningstar - Fundsmith Tops Fund Family 100 Report After Medalist Rating Overhaul

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Morningstar
By Sunniva Kolostyak, Morningstar

Fundsmith retains its top fund manager in Europe position, according to new research from Morningstar. In the latest iteration of Morningstar's annual Fund Family 100 report, a comparison of the largest fund families in Europe, our analysts rank the top companies for various categories, including the most highly-rated funds, the highest sustainability rating, and manager tenure.

Read the full article here: https://www.morningstar.co.uk/uk/news/239509/fundsmith-tops-fund-family-100-report-after-medalist-rating-overhaul.aspx#:~:text=Fundsmith%20retains%20top%20spot%20for,well%2Dplaced%20for%20investment%20excellence

 

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